Have you heard the great news for all those wanting to buy a home, who have not owned a principal residence in the last 3 years? The government is offering an $8000 tax credit program available for those whose annual income does not exceed $75,000 (individuals) or $150,000 (joint return). (The income limits actually phase out at $95,000 and $170,000.)
You may receive the $8000 credit even if you have not paid $8000 in taxes, and the $8000 does not have to be paid back as long as you occupy the home for at least 3 years. (For those who are still not clear on this..... if you were getting a $200 rebate on your taxes, that would jump to an $8,200 rebate. ) In order to qualify, you must purchase the home to be used as your primary residence. Unfortunately, this opportunity is only available from, January 1, 2009 to December 1, 2009. This means that you have to close on the home purchase by December 1, 2009, of this year. It is good to plan on 60 days to close on a home after you have found the home. That means that it would be best to have a contract on a home by October 1, 2009, at the latest! Since we are almost into April, those wanting to take advantage of this program have only about 6 months left to take advantage of this $8000 tax credit!
This information is general in nature, and it is always best to call a tax specialist for details.
If you are a first time home buyer, or have not owned a primary residence in the past 3 years, you may not get another opportunity like this! There are three dyanmic factors working in your favor at this point in time!
1) The interest rates are at all time lows, allowing you significantly lower monthly payments!
2) Bank owned properties are available at great prices!
3) The $8000 tax credit from Uncle Sam is now availble for a few short months!
Don't let this opportunity pass you by! Call me today! I have a "Buyer Information Sheet" that I will use to determine what is important to you in a home, (i.e. number of rooms, area of town, schools, price range, etc.) . Then the search is on! It's easy! It's exciting!
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Many First Time Home Buyers and those who have not owned a home in the last 3 years can take advantage of President Obama's $8000 tax credit ! It's possible that you could receive $8000 in the mail from Uncle Sam and OWN YOUR OWN HOME instead of paying for someone elses property!
$8000 Home Buyer Tax Credit !
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